Personal Financial Literacy Curriculum Survey

What is your current grade level?

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The following questions inquire about the Personal Financial Literacy curriculum. For this survey, the Personal Financial Literacy curriculum refers to instruction you received about (Earning Income); (Buying Goods and Services); (Saving); (Using Credit); (Financial Investing); and (Insurance).

Approximately how much total time was dedicated to personal financial literacy or money management instruction during this school year?

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Please read each of the following questions and choose the best answer.

What is the benefit of investing in a college education?

What is income?

What is an opportunity cost?

What is net pay?

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Please read each of the following questions and choose the best answer.

Why is it important to set up and maintain a budget?

Which of the following is good advice when purchasing an item?

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Saving

Please read each of the following questions and choose the best answer.

Why is saving money important?

How do banks pay customers for the use of their money?

Savings accounts typically offer more interest than what type of account?

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Using Credit

Please read each of the following questions and choose the best answer.

How do banks lend money to borrowers?

What is the disadvantage of using credit cards?

What is the major difference between a debit and a credit card?

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Financial Investing

Please read each of the following questions and choose the best answer.

Ken deposits $200 in a savings account with a 1% interest rate per year. If Ken makes no other deposit in this account, approximately how much interest will he earn in 5 years?

Which of the following statement explains a stock?

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Insurance

Please read each of the following questions and choose the best answer.

Why is important to have insurance?

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The following questions are designed to gauge your opinion of the Personal Financial Literacy instruction you received in school and your overall interest in personal finance.

The personal financial literacy instruction I received in school made me more thoughtful and careful about managing my money.

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Attitudes 2

The following questions are designed to gauge your opinion of the topic of Personal Financial Literacy.

 
a. Strongly disagree
b. Disagree
c. Unsure
d. Agree
e. Strongly agree
I feel like I know a lot about personal financial literacy and money management.
I want to learn more about personal financial literacy and money management.
If my school offered personal financial literacy as an elective, I would take it.
I think every student should learn more about personal financial literacy and money management beginning at an early age.

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End of Survey

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Thank you for your participation.

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